We make your mortgage cheaper

Highest cash incentives. Lowest rates.
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50% cashback for your mortgage loan

Why we dare say we have the highest cashback in Singapore

Apply/Refi home loan with us & we’ll split 50% of the banks’ referral fees with you

How does this work?

Banks give referral fees for home loan

This is how mortgage brokers earn. And we got this deal too.

It’s a % of loan amount

We can’t disclose the %, but the estimated cashback is below

We’ll give you 50% of these fees

The 1st firm in Singapore to ever do so. Why we do so? Learn about our team’s vision below too

Actual cashback based on loan amount

Estimated Cashback

Loan Amt

Total Cash

$200k - $1m

$800

$1m - $2m

$2,000

>$2m

Your Cash

$400

$1,000

$4,000

$2,000

Oh, did we mention our competitive rates?

Our bankers provide very competitive rates, and will rate-match any better loan offers!

In fact, find us a better lobang, and we’ll match everything and give you $200 more!

Who are we? Any catch?

Nope. It’s part of our vision to deliver greater value to homeowners. Deconstruct started in 2022 to fix the grey renovation industry by building the most reliable reno ecosystem. We grew to over 20k followers in 3 years through transparency. Renovation will always be our core focus, but if we can create real value for homeowners’ mortgage, why not?

Who are we? Any catch?

Nope. It’s part of our vision to deliver greater value to homeowners. Deconstruct started in 2022 to fix the grey renovation industry by building the most reliable reno ecosystem. We grew to 20k followers in 3 years through transparency. Renovation will always be our core focus, but if we can create real value for homeowners’ mortgage, why not?