We make your mortgage cheaper

Highest cash incentives. Lowest rates.
Enquiry is free.

Find Mortgage

50% cashback for your mortgage loan

The highest cashback for mortgage loans in Singapore

Apply/Refi home loan with us & we’ll split 50% of the banks’ referral fees with you

How does this work?

Banks give referral fees for home loan

This is how mortgage brokers earn.

It’s a % of loan amount

Estimated cashback seen below

That’s why we dare say we have the highest cash rewards. Nobody gives anywhere close to 50%. Learn about why we can do so below.

We’ll give you 50% of these fees

Actual cashback based on loan amount*

Estimated Cashback

Loan Amt

Total Cash

$200k - $1m

$800

$1m - $2m

$2,000

>$2m

Your Cash*

$400

$1,000

$4,000

$2,000

Oh, did we mention the competitive rates?

Our bankers will even rate-match any better loan offers - meaning you should always get the lowest home loan rates

Who are we? Any catch?

Deconstruct started in 2022 to fix the grey renovation industry by building the most reliable renovation ecosystem. We grew to over 20,000 followers in 3 years through transparency. Renovation will always be our core focus, but if given the opportunity to create real & substantial value for homeowners’ mortgage, why not?

Who are we? Any catch?

Deconstruct started in 2022 to build the most reliable renovation ecosystem. We grew to over 20,000 followers in 3 years through transparency. Renovation will always be our core focus, but if we can create real & substantial value for homeowners’ mortgage, why not?